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Suzette Johnson and The Johnson Team is in the profession of providing services to customers and clients to facilitate their home purchases and home sales. We are successful because we prospect continually on your behalf, and because we are constantly striving to improve ourselves, what we do, and how we do it. We concentrate on Quality Service to our customers and clients. We treat our clients’ interests as if they were our own and we provide service to our customers as we would wish to receive for ourselves. We will always be the best at what we do! In addition, I have had the honor of being the top agent at my former office for 8 of the past 10 years. I was also named by the Nashville Business Journal as one of middle Tennessees "Top Real Estate Agents". Together with my team member, husband David, we are The Johnson Team and we continually strive for improvement. Our goal is to put you, the customer, first and foremost in everything we do.
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Financing Your Home >Credit Card Mania
Most people know that a checkered credit history can disqualify you for a home loan, and maxed-out credit cards can do the same thing. But what most people don't know is that merely having a large number of credit cards, even with low balances and a history of timely payments, can disqualify you for a home mortgage loan just as quickly.
According to credit experts, having a number of credit cards can be just as detrimental to the granting of further credit as a history of late payments. Lenders look at it this way: If you have ten credit cards, each with a limit of $5,000, that means you have the potential to run up $50,000 in debt virtually any time you choose. That mere possibility makes you a greater risk, from their point of view.
The moral of the story? If you are planning to apply for a home loan in the future, keep only those credit cards you actually need to use and cancel the others.
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| Q |
What land did the U.S. Government buy for $7.2 million?
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| A |
In March 1867, the US bought all of Russian America (Alaska) from Russia. |
 See More Real Estate Trivia > |
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- NUMBER1EXPERT™ 
